Does Cheque Book Expire In India?

The old cheque book of eOBC and eUNI will no longer be valid on October 1, 2021. If you have an old cheque book, please replace it with the PNB cheque book with PNB IFSC and MICR.

How long is a cheque book valid for in India?

The validity period of payment instruments will be reduced from 6 months to 3 months from April 1, 2012 as per the guidelines of the Reserve Bank of India.

Can I use 10 years old cheque book?

While the old cheque books will no longer be accepted by the Allahabad Bank customers, they can still enjoy a seamless banking experience by ordering new cheque books from Indian Bank.



Are old cheque books still valid in India?

If you own a cheque book in any of the three public sector banks, you should apply for a new one as your old one will be invalid from October 1.

Does SBI cheque book expire?

From today, your cheque books will no longer be valid if you are an account holder of any of the associate banks of the State Bank of India. The State Bank of India extended the deadline to December 31st from September 30th.

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Can I use an old checkbook?

If the account numbers are correct, you can use an old address to write a check. Banks can still take money from your checking account even if the check is usable. If you want to get a new check as soon as possible, it’s not a priority.

How do I know if a check book is valid?

There is a logo at the center of the cheque that can be seen in ultra violet-enabled lamps and scanning machines. The authenticity of a cheque is established by this.

Do unused cheque books expire?

The old cheque books can be applied for by account holders of the former associate banks until December 31, 2017. You can get a new cheque book by visiting an ATM, visiting a home branch or using mobile banking.

Is there any validity for HDFC cheque book?

Payments of cheques, drafts, pay orders, and banker’s cheques will not be made if they are presented more than three months after the date of the instrument.

Do checks ever expire?

Personal, business, and payroll checks can be used for 6 months. Some businesses have pre-printed their check blanks. The pre-printed language is meant to encourage people to deposit or cash a check sooner than later.

Can I use checks with old bank name?

If the account number and routing number on the check are still accurate, then it’s fine to use an old address check. The receiving bank needs this information to be able to withdraw funds from your checking account.

Can I throw away checks from closed account?

When you don’t need checks anymore, you can discard them. If you need proof of payment, your bank will always have an electronic copy of it.

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Can I destroy a cheque?

If a closed account is used to issue a cheque, the bank can’t destroy it. The payee needs to return the cheque to their bank.

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